NMI test mode: What you need to know

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Are you about to set up your website to accept payments using NMI? Then you’ve already made a great call for your high-risk business. That said, it’s always important to make sure that everything is running smoothly, and testing new software or plugins is a crucial step when adding a new element to your online store. This is why we’re covering the NMI test mode here – to give you some guidance that will help you test your gateway thoroughly before you go live and start accepting credit card payments online.

Need a new payment gateway or merchant account? Contact us to get started!

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Categories NMI

NMI payment gateway for First Data (Fiserv) merchant accounts

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Fiserv, or First Data as most know them, is one of the largest providers of credit card processing and merchant services in the United States, supporting businesses of all shapes and sizes. Although First Data was acquired in July 2019 (for $22 billion, no less) by Fiserv, it’s expected to take years before the brand transitions fully to Fiserv. Since this does present some potential for confusion, we’ll simply refer to the company’s merchant service provider as First Data for simplicity’s sake.

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Categories NMI

Should I set up my payment gateway myself or let my credit card processor do it?

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One question that often surfaces when creating your first online store or reassessing your existing e-commerce set-up: “Should I set up my payment gateway myself, or should I use a gateway my processor provided for me?”

At Blue Payment Agency, we help new and established high-risk businesses by meeting their payment needs in a simple, elegant way. We believe that assisting in the research stage is an integral part of our work, and we give business owners the insights they need to make beneficial, informed payment decisions. This time around, we’re looking into whether it’s better to find a payment gateway for your site by yourself – or whether you should opt for a gateway that your processor provides.

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Multiple payment methods: high-risk e-checks

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Are you selling high-risk products online and considering adding more payment methods to your e-commerce store? We would like to offer some expert advice to see whether accepting e-checks might be a good option for you.

At Blue Payment Agency, we help a range of high-risk businesses address their online payment needs. We help e-commerce site owners set up payment gateways with NMI, and we offer both merchant account and payment gateway accounts and “gateway only” accounts. In our pursuit of making online payments as easy as possible for high-risk site owners, we provide a wide range of advice and recommendations as well.

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How to complete a successful high-risk merchant account application

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Any ambitious e-commerce business needs a merchant account in order to grow and process credit card payments successfully over time. You might get away with using payment aggregators, like Stripe or PayPal, when starting up. However, a merchant account, or a payment processor, and payment gateway is critical for sustained growth and credit card processing. In short, you need to complete a successful high-risk merchant account application in order to grow your business and accept credit cards.

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