Firearms credit card processing that is fast and affordable

Vetted, licensed, federal firearms dealers should not have to struggle to find a firearms payment processor that integrates with their website, auction platform, or retail store.

At Blue Payment Agency, our FFL payment processing team’s goal is to provide second amendment-friendly credit card acceptance that is affordable, stable, and easily added to all major website builders, shopping carts, and auction platforms – in addition to in-store terminals.

Also, to be truly useful, we believe that FFL payment gateways and merchant accounts must have a responsive, gun-friendly staff that is genuinely interested in helping dealers obtain quick FFL payment gateway approvals along with ongoing customer service support long after approval.

Beyond just retail terminals, our focus is on easy payment processing approvals for online firearms dealers and affordable gun merchant accounts that work with shopping carts like WooCommerce and Shopify, along with auction platforms like AmmoReady and GunBroker.

Click the Start arrow at the bottom of this page for a free, detailed quote – in writing – or contact us any time with questions.

Why honest, gun-friendly credit card processors are hard to find

Unfortunately for legal online FFL dealers, firearms credit card processing can be a real challenge. Online dealers hoping to establish second-amendment-friendly credit card payments on popular website builders like WooCommerce or Shopify quickly find out that PayPal, Stripe, Shopify Payments, and WooCommerce Payments do not allow credit card processing for guns.

Online firearms dealers must deal with the misconception that guns are simply shipped to the buyer – like an Amazon purchase. Anyone familiar with internet-based gun credit card processing realizes that all gun purchases must ship to a federally licensed firearms dealer, who must perform a federal background check on the buyer before transferring the firearm face-to-face. Online gun dealers are heavily regulated by the ATF and are known for their cautiousness and attention to detail.

For the most part, though, payment processors do not care about this detail.

Gun-friendly credit card processing for online dealers

Finding affordable, “easy-approval” gun merchant accounts that work with auction sites and website builders does not have to be complicated. Blue Payment Agency has extensive relationships with gun credit card processors and FFL-friendly high-risk payment gateway providers.

We provide online firearms dealers with low prices and stable second-amendment-friendly payment processing – without the frozen deposits and no-notice shutdowns that gun dealers experience with Stripe, PayPal, and Square.

Shopping carts and auction sites that work with our firearms credit card processing

We offer affordable second-amendment-friendly payment gateways and merchant accounts that work with all major shopping carts and auction sites. Click the links below to learn more about firearms credit card processing for each platform and shopping cart:

Always check with your website provider and shopping cart to ensure they are also firearms-friendly. Additionally, you should consult with an attorney familiar with FFL dealers before starting your online gun business.

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Fraud protection for online firearms dealers

Fraud and chargebacks can be challenging for gun dealers who need to accept online payments. However, you don’t need to be a tech guru to protect your online gun store from fraud. We offer numerous easy-to-implement, low or no-cost methods that will reduce the chances that your firearms merchant account is attacked by online fraudsters and foreign hackers by offering the following services:

  • Automatic online chargeback mitigation and prevention
  • Safe storage of billing data for repeat customers
  • Address and card code verification
  • Automatic suspicious activity flagging
  • IP and shipping address matching
  • Billing address and shipping address match confirmation

Do you need an FFL to process firearms payments online?

Yes. To be approved for a merchant account that allows e-commerce FFL transactions, you must have a valid Federal Firearms License. The merchant account piece integrates with your payment gateway and is required in order to accept credit cards. Additionally, the name of your business – including “LLC” or “Inc,” if applicable – must match your license exactly.

Can you apply for firearms-friendly payment processing while your FFL is pending?

Yes, you can apply for a firearms merchant account, submit all other documentation, and review your payment processing rates and terms in detail while your FFL is pending. You must, although, wait until your FFL is issued before your merchant account is approved and before your payment gateway software is set up for you. 

Let us help you with online firearms credit card processing today. Click Start to begin.