How to automatically update expired credit card numbers

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Expired credit card numbers and reissued credit cards on file can seriously harm recurring revenue, multi-pay profitability, and even “after the fact” one-click upsells. If you use WooCommerce, ClickFunnels, BigCommerce, Ewid, or any one of the hundreds of shopping carts and platforms that the NMI payment gateway integrates with, the solution is cheap, easy, and … Read more

Categories NMI

Why a VAR sheet matters for payment processing

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If you run a high-risk e-commerce business that uses a merchant account and payment gateway to sell online, you will need to understand the term VAR sheet. Sometimes called a parameter sheet or tear sheet, these “sheets,” or, more commonly, PDFs, are an integral piece of the online payment processing puzzle.

Unlike low-risk websites that can use PayPal or Stripe, business owners that need to process payments for online firearms or other regulated items need traditional high-risk credit card processing – which means a high-risk merchant account. In addition, connecting your merchant account to your payment gateway requires a “VAR sheet” so that your payment gateway software has the correct information in order to process payments correctly.

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Is NMI or Authorize.Net the best high-risk gateway?

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If you are trying to decide whether NMI or Authorize.Net is better for your high-risk e-commerce business, you have already taken an important step in the right direction.

Do you have any questions about Authorize.Net or NMI? We’d love to help, contact us today. 

Established e-commerce entrepreneurs and start-ups that are looking to grow their online businesses both need to find the ideal way to accept credit card payments without getting shut down. Choosing the right payment gateway is crucial, especially when you are processing high-risk credit card transactions.

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NMI test mode: What you need to know

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Are you about to set up your website to accept payments using NMI? Then you’ve already made a great call for your high-risk business. That said, it’s always important to make sure that everything is running smoothly, and testing new software or plugins is a crucial step when adding a new element to your online store. This is why we’re covering the NMI test mode here – to give you some guidance that will help you test your gateway thoroughly before you go live and start accepting credit card payments online.

Need a new payment gateway or merchant account? Contact us to get started!

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NMI payment gateway for First Data (Fiserv) merchant accounts

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Fiserv, or First Data as most know them, is one of the largest providers of credit card processing and merchant services in the United States, supporting businesses of all shapes and sizes. Although First Data was acquired in July 2019 (for $22 billion, no less) by Fiserv, it’s expected to take years before the brand transitions fully to Fiserv. Since this does present some potential for confusion, we’ll simply refer to the company’s merchant service provider as First Data for simplicity’s sake.

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Categories NMI