Any ambitious e-commerce business needs a merchant account in order to grow and process credit card payments successfully over time. You might get away with using payment aggregators, like Stripe or PayPal, when starting up. However, a merchant account, or a payment processor, and payment gateway is critical for sustained growth and credit card processing. In short, you need to complete a successful high-risk merchant account application in order to grow your business and accept credit cards. Read more

If you’re starting a venture and you were declined for payment processing, odds are you’re looking for a way to accept “high-risk” payments online.

What you need is to find a payment service provider that can provide a stable and affordable way to accept credit and debit card payments in the long run. However, you might not know exactly what to look for. For example, you may have only recently discovered that you need a high-risk payment service provider. Read more

We’ve helped countless high-risk merchants set up payment gateways with NMI. However, at Blue Payment Agency, we do more than that. We also offer various high-risk e-commerce tips on our blog. While we still are likely to recommend NMI as the payment gateway for your business, we’d like to take a moment to talk about MOTO card payments and whether they can benefit your business. MOTO stands for Mail-Order/Telephone-Order and is a common payment practice even in the internet age. Read more

As a high-risk merchant, no doubt you’re used to having to overcome many challenges to process payments for your products. We’ve had plenty of clients over the years who’ve been very surprised to discover the number of options we have. The fact that you can choose your own payment gateway, regardless of your processor, is one of those surprises. Read more

When you’re selling high-risk products online, there are often challenges you need to overcome before you can comfortably grow your business.

The uncertainty surrounding payment gateways and integrations can feel very restrictive and is a real frustration for many high-risk site owners looking for more custom payment applications for their site development. However, you can get the processing freedom and flexibility you’re looking for with NMI and their well thought out APIs. Read more