How to complete a successful high-risk merchant account application

Any ambitious e-commerce business needs a merchant account in order to grow and process credit card payments successfully over time. You might get away with using payment aggregators, like Stripe or PayPal, when starting up. However, a merchant account, or a payment processor, and payment gateway is critical for sustained growth and credit card processing. In short, you need to complete a successful high-risk merchant account application in order to grow your business and accept credit cards.

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Accepting MOTO card payments

We’ve helped countless high-risk merchants set up payment gateways with NMI. However, at Blue Payment Agency, we do more than that. We also offer various high-risk e-commerce tips on our blog. While we still are likely to recommend NMI as the payment gateway for your business, we’d like to take a moment to talk about MOTO card payments and whether they can benefit your business. MOTO stands for Mail-Order/Telephone-Order and is a common payment practice even in the internet age.

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What NMI can do that no other payment gateway can

If you’re new to e-commerce, you might be wondering what payment gateways are, and why they’re so important. A payment gateway is a software service that, among other things, authorizes credit card payments for online businesses.  Finding the right payment gateway is not the easiest task, and choosing between them can be confusing. However, the NMI payment gateway is one of the best in the business. After all, the payment gateway is an integral and essential part of any website.

Call Blue Payment Agency INC today at 844-253-9769 to sign up for NMI, or contact us with any questions.

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How to Safely Store a Customer’s Credit Card Number for Re-bills

Recurring billing, subscription billing, and automated billing are all different names for roughly the same process.

Recurring billing and card on file, similar but different

An example of a simple recurring billing plan would be a supplement auto-ship program. The way Amazon keeps your card information and shipping addresses on file “just in case you need it” is an example of more open-ended customer data storage.

There’s a host of businesses that make use of recurring billing to streamline their revenue and make it reliable. This includes salons, subscription beauty or health food boxes, and software companies, to name a few.

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