Why a VAR sheet matters for payment processing

If you run a high-risk e-commerce business that uses a merchant account and payment gateway to sell online, you will need to understand the term VAR sheet. Sometimes called a parameter sheet or tear sheet, these “sheets,” or, more commonly, PDFs, are an integral piece of the online payment processing puzzle.

Unlike low-risk websites that can use PayPal or Stripe, business owners that need to process payments for online firearms or other regulated items need traditional high-risk credit card processing – which means a high-risk merchant account. In addition, connecting your merchant account to your payment gateway requires a “VAR sheet” so that your payment gateway software has the correct information in order to process payments correctly.

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Multiple payment methods: high-risk e-checks

Are you selling high-risk products online and considering adding more payment methods to your e-commerce store? We would like to offer some expert advice to see whether accepting e-checks might be a good option for you.

At Blue Payment Agency, we help a range of high-risk businesses address their online payment needs. We help e-commerce site owners set up payment gateways with NMI, and we offer both merchant account and payment gateway accounts and “gateway only” accounts. In our pursuit of making online payments as easy as possible for high-risk site owners, we provide a wide range of advice and recommendations as well.

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How to complete a successful high-risk merchant account application

Any ambitious e-commerce business needs a merchant account in order to grow and process credit card payments successfully over time. You might get away with using payment aggregators, like Stripe or PayPal, when starting up. However, a merchant account, or a payment processor, and payment gateway is critical for sustained growth and credit card processing. In short, you need to complete a successful high-risk merchant account application in order to grow your business and accept credit cards.

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Accepting MOTO card payments

We’ve helped countless high-risk merchants set up payment gateways with NMI. However, at Blue Payment Agency, we do more than that. We also offer various high-risk e-commerce tips on our blog. While we still are likely to recommend NMI as the payment gateway for your business, we’d like to take a moment to talk about MOTO card payments and whether they can benefit your business. MOTO stands for Mail-Order/Telephone-Order and is a common payment practice even in the internet age.

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