Blue Payment Agency offers simple credit card processing for firearms dealers that allows FFLs to sell in person, online, and through auction sites like GunBroker without managing multiple merchant account providers. Our affordable gun merchant accounts work with shopping carts like WooCommerce, Shopify, and Shift4Shop, auction platforms like AmmoReady, and GunBroker, plus countless retail terminals.
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Honest, gun-friendly credit card processors hard to find
Unfortunately for legal online FFL dealers, firearms credit card processing can be a real challenge. Online dealers hoping to establish second-amendment-friendly credit card payments on popular website builders like WooCommerce or Shopify quickly find out that PayPal, Stripe, Shopify Payments, and WooCommerce Payments do not allow credit card processing for guns.
Payment processors for the most part, though, do not care about this detail.
Gun-friendly credit card processing for online dealers
Finding affordable, easy-approval gun merchant accounts that work with auction sites and website builders does not have to be difficult. Blue Payment Agency has extensive relationships with gun credit card processors and FFL-friendly high-risk payment gateway providers.
We provide online firearms dealers with low prices and stable second-amendment-friendly payment processing – without the frozen deposits and no-notice shutdowns that gun dealers experience with Stripe, PayPal, and Square.
Shopping carts and auction sites that work with firearms credit card processing
We offer second-amendment-friendly payment gateways and merchant accounts that are affordable and work with all major shopping carts and auction sites. Click the links below to learn more about firearms credit card processing for each platform and shopping cart:
- AmmoReady payment processing
- BigCommerce payment processing for firearms
- GunBroker credit card processing
- My FFL Cart firearms payment processing
- Shift4Shop gun-friendly credit card processing
- WooCommerce firearms payment processing
- Quickbooks desktop credit card processing integration
Always check with your website provider and shopping cart to make sure they are also firearms-friendly. Additionally, you should consult with an attorney familiar with FFL dealers before starting your online gun business. 
Fraud protection for online firearms dealers
Fraud and chargebacks can be a challenge for gun dealers who need to accept online payments. You don’t need to be a tech guru to protect your online gun store from fraud. We offer numerous easy-to-implement, low or no-cost methods that will reduce the chances that your firearms merchant account is attacked by online fraudsters and foreign hackers, by offering the following:
- Automatic online chargeback mitigation and prevention
- Safe storage of billing data for repeat customers
- Address and card code verification
- Automatic suspicious activity flagging
- IP and shipping address matching
- Billing address and shipping matching
Do you need an FFL to process firearms payments online?
Yes, in order to be approved for a merchant account that allows e-commerce FFL transactions you must have a valid Federal Firearms License. The merchant account piece integrates with your payment gateway and is required in order to accept credit cards. Additionally, the name of your business – including “LLC” or “Inc,” if applicable – must match your license exactly.
Can you apply for firearms-friendly payment processing while your FFL is pending?
Yes, you can apply for a firearms merchant account, submit all other documentation, and review your payment processing rates and terms in detail while your FFL is pending.
You must, although, wait until your FFL is issued before your merchant account will be approved and your payment gateway is set up. Let us help you with online firearms credit card processing today.
Would you like to learn more about our retail, auction, and e-commerce FFL solution?
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