Blue Payment Agency is proud to announce our recent membership with the National Pawnbrokers Association (NPA). We believe this strategic partnership will provide pawn shop business owners with the tools and resources necessary to streamline their loan and retail payment processing and grow their pawn businesses.
As the NPA continues its essential advocacy and legislative support for pawnshops, Blue Payment Agency stands ready to deliver reliable, affordable, and secure product and loan payment processing solutions—especially for those pawn businesses previously declined by mainstream processors like Square, Stripe, or PayPal.
Why the National Pawnbrokers Association Matters to Pawn Industry Professionals
The National Pawnbrokers Association is a nonprofit trade association dedicated to empowering, connecting, and protecting pawnbrokers nationwide. Representing over 7,700 pawn stores across America, the NPA amplifies your voice in legislative halls and provides continuous education, networking opportunities, and advocacy for your industry’s interests.
Government Relations Advocacy
One of NPA’s most significant contributions is through its Government Relations Committee (GRC), which tirelessly advocates for pawnbrokers at both state and federal levels. In the first quarter of 2025 alone, the GRC team evaluated more than 3,200 state bills potentially affecting pawnshops, proactively keeping pawnbrokers informed and engaged.
By joining the NPA, Blue Payment Agency supports these critical advocacy efforts and ensures pawnbrokers have the resources needed to influence policy and legislation positively.
Overcoming Common Pawn Shop Payment Processing Challenges
Pawnshops often face unique hurdles when trying to process credit cards and ACH payments, especially if handling pawn loan repayments, online sales, or FFL transactions. Common issues include:
- Rejection from mainstream processors: Square, Stripe, PayPal, and even local banks frequently classify pawnshops as “high-risk,” turning away legitimate businesses.
- Limited integration options: Difficulty integrating payment solutions with existing pawn management software, POS systems, or e-commerce shopping carts.
- Excessive fees and hidden charges: Traditional processors often impose steep rates and unexpected costs for pawn shop transactions.
At Blue Payment Agency, our specialized solutions are designed specifically to help pawnbrokers overcome these challenges.
How Blue Payment Agency Empowers Pawn Shops with Tailored Payment Processing Solutions
✅ Comprehensive Pawn Shop Payment Services
We provide reliable and affordable payment processing services for every aspect of your pawn business:
- Pawn loan repayments via credit card and ACH/eCheck processing.
- Retail store transactions through secure, reliable, and easy-to-use credit card terminals.
- Online and e-commerce sales seamlessly integrated with popular site builders and shopping carts like Shopify, WooCommerce, BigCommerce, Wix, and more.
- FFL and tactical merchandise sales with specialized payment gateways ideal for federally licensed firearms dealers (FFL/SOT).
✅ Experienced, One-on-One Customer Service
Our knowledgeable support team specializes in pawn industry payment processing. We offer personalized, responsive customer service, ensuring you have direct access to payment experts who understand your industry.
As one satisfied client wrote on our Trustpilot reviews page: “Alex was able to set up my card processing gateway for my website quickly and efficiently. Over the years, he has provided support within minutes of reaching out to him. A+ customer service, no need to look elsewhere or question the service when it is top-notch every year.”
✅ Competitive, Transparent Pricing
We understand pawnshops operate on tight margins. Our competitive pricing structure is transparent, fair, and designed to maximize your profits without hidden fees.
✅ Fast Approvals and Long-term Stability
We streamline the application approval process, so you’re up and running in days—not weeks. Our specialized underwriting helps ensure stable, long-term payment processing relationships, eliminating the risk of sudden account terminations.
Seamlessly Integrate Payments with Your Existing Pawn Shop Systems
Our solutions integrate smoothly with the platforms and software your pawnshop already uses:
- Point-of-sale (POS) systems for in-store transactions.
- Pawn management software to simplify inventory and loan management.
- E-commerce shopping carts and website builders like Shopify, WooCommerce, Wix, and BigCommerce to expand your online presence.
Learn more about our comprehensive payment processing for pawn shops and see how effortless accepting payments can be.
Supporting Payments For All Pawn Shop Merchandise Categories
Our payment solutions support transactions across all common pawn shop merchandise, including:
• Pawn loan repayments
• Jewelry and precious metals
• Electronics and computers
• Musical instruments
• Tools and equipment
• Firearms and ammunition (with FFL)
• Knives and tactical items
• Collectibles and antiques
• Sporting goods
Ready to Get Started?
Our new membership with the National Pawnbrokers Association underscores our dedication to the pawn industry. Together, Blue Payment Agency and the NPA provide a powerful combination of advocacy, support, and specialized payment solutions designed explicitly for pawnshops like yours.
Don’t let payment processing limitations hold your pawn business back.
Click the Start button near the bottom of this page to get started today. Our experts will answer your questions and help you find the perfect solution tailored to your pawnshop’s unique needs.
Together, let’s build a better future for your pawn business.