If Stripe, Square, or PayPal shut down your online tactical business, you need a payment gateway and merchant account approved specifically for regulated products. Many legal, tactical, and self-defense business owners lose access to credit card processing because mainstream providers refuse to support certain categories, regardless of legality.
Blue Payment Agency helps tactical e-commerce businesses process credit cards reliably, affordably, and without the risk of surprise shutdowns.
Need help accepting credit cards online? Click the Start arrow near the bottom of this page to begin!
Why Stripe, Square, and PayPal Decline Tactical Businesses
Stripe, Square, and PayPal often shut down tactical and self-defense businesses because these payemnt gateway’s acceptable use policies generally restrict weapons, weapon accessories, ammunition, and defensive products. Their restrictions apply even when items are legal to sell under federal and state law.
Unfortunately, many business owners only discover these policies after an account is frozen or terminated, often with business deposits held for extended periods.
This is frustrating, especially when you feel you have done everything right. The issue is not legality alone. Payment processors often take a conservative approach to funding transactions for regulated products.
Commonly restricted tactical categories include:
- Body armor and ballistic protection
- Firearm accessories and components
- Less-lethal self-defense devices
- Weapon-mounted optics and accessories
- Tactical knives and impact weapons
To state the obvious, mainstream processors also restrict FFL to FFL sales, ammunition, and FFL/SOT NFA items. You can learn more about FFL transactions, NFA items, and ammo sales on our FFL Payment Processing and Ammunition Payment Processing pages.
Tactical E-Commerce Stores Can Accept Credit Cards Online
Tactical e-commerce stores can accept credit cards online when they use a properly underwritten payment gateway and merchant account. This setup separates your website platform’s low-risk payment gateway from your payment processing, which gives you far more control and long-term stability.
Instead of relying on a one-size-fits-all processor, when you work with Blue Payment Agency, your account is reviewed based on what you sell, how you sell it, and how your website presents products. We then work with you by phone, email, or screen share to seamlessly integrate your new credit card processing with your existing website.
Tactical Products Commonly Restricted by Mainstream Payment Processors
Tactical products commonly restricted by mainstream payment processors include many items that are legal to sell but considered higher risk under many payment processors’ allowed use policies and rules.
Below are some of the items we help legal online businesses accept credit card payments for:
Body Armor and Ballistic Protection
- Bulletproof vests
- Ballistic plates
- Plate carriers, especially when sold with armor
- Ballistic helmets
Firearm Accessories and Parts
- Barrels and slides
- Triggers and trigger assemblies
- Stocks and grips
- Magazines, especially high-capacity
- Suppressors and suppressor components
- Flash suppressors and muzzle devices
Weapon Optics and Mounting Gear
- Rifle scopes
- Red dot and holographic sights
- Weapon-mounted lasers
- Holsters, slings, and magazine pouches
Non-Firearm Self-Defense Devices
- Pepper ball launchers
- Pepper spray and OC devices
- Batons and impact weapons
- Stun guns and Tasers
Blue Payment Agency also supports dedicated firearms credit card processing for FFL dealers and online ammunition payments, including FFL/SOT NFA items. Click the Start arrow near the bottom of this page to learn more.
Tactical Merchant Accounts Versus Payment Gateways
A payment gateway is the software that securely transmits card data during checkout. A merchant account is a bank-backed account that allows you to accept and settle credit card transactions.
Tactical businesses need both, and they must be properly integrated. Using the wrong merchant account with the right gateway, or vice versa, can still result in shutdowns or failed transactions. Blue Payment Agency focuses on placing both together with providers whose underwriting supports regulated products.
How Blue Payment Agency Helps Businesses Declined by PayPal or Stripe
Blue Payment Agency helps businesses declined by PayPal or Stripe by placing them with merchant accounts and gateways specifically underwritten for tactical and regulated products.
This approach dramatically reduces the risk of frozen deposits, forced closures, and long-term processing issues that can follow repeated shutdowns.
Start With a Stable Processing Review
Click the Start button near the bottom of the page to request a review of your products, website, and platform. This quick, free review helps identify the safest processing structure before you go live or migrate accounts.
What Happens After You Click Start
After you click the Start button near the bottom of this page, a real payment processing specialist will review your business model and recommend a safe, easily integrated, reliable payment gateway and merchant account setup. You receive clear next steps, realistic timelines, and transparent pricing before anything moves forward.
There is no pressure, and no guesswork.
Shopify and Tactical Payment Processing
Shopify allows tactical and weapon-related products at the platform level, but Shopify Payments does not. This distinction is important.
You can sell tactical items on Shopify by using a third-party, weapons-friendly payment gateway. Blue Payment Agency integrates with approved gateways, allowing your customers to check out using Shopify while avoiding account shutdowns.
WooCommerce Payment Gateways for Tactical Products
WooCommerce websites can process payments for tactical items when paired with a properly underwritten merchant account. WooPayments restricts weapons and self-defense products, which often leads to sudden account termination. We integrate seamlessly with WooCommerce and WordPress.
Seamless Integration With Your Existing Website
Blue Payment Agency supports tactical businesses using:
- GunBroker
- WooCommerce
- BigCommerce
- Shopify
- Webflow
- ClickFunnels
- Wix
You do not need to rebuild your website. Your payment gateway will integrate with your existing site builder.
Firearm Accessories and FFL Support
Blue Payment Agency supports firearm accessory businesses and also offers dedicated FFL-friendly payment processing for licensed dealers. Our firearms credit card processing solutions are detailed here:
https://bluepaymentagency.com/fast-affordable-firearms-credit-card-processing/
Ammunition Payment Processing Requires Specialized Gateways
Ammunition sales are not allowed with regular payment processors like PayPal, Stripe, or Square. Specialized ammunition-friendly merchant accounts are required.
Learn more about ammunition processing options here:
https://bluepaymentagency.com/ammunition-payment-gateways-online-credit-card-processing/
Selling Body Armor and Ballistic Plates Requires Specialized Processing
You need a specialized payment gateway to sell body armor or ballistic plates because these products are closely reviewed under card network rules. Proper disclosure and underwriting protect your business from unexpected interruptions.
Trusted by Regulated and High-Risk Merchants
Independent feedback matters when choosing a payment processor for regulated products. Verified reviews from real business owners highlight responsiveness, clarity, and long-term reliability.
Read about other website owners’ Blue Payment Agency experience on Trustpilot:
https://www.trustpilot.com/review/bluepaymentagency.com
Frequently Asked Questions About Tactical Payment Processing
Stripe, Square, and PayPal decline tactical and self-defense businesses because their acceptable use policies restrict weapons, accessories, and defensive products, even when those products are legal.
Tactical e-commerce stores can accept credit card payments online using a payment gateway and a merchant account specifically underwritten for regulated products.
Shopify allows tactical products at the platform level, but Shopify Payments does not, so a third-party payment gateway is required.
WooCommerce websites can process payments for tactical items when paired with a weapons-friendly merchant account and payment gateway.
Ready to Process Payments FOR TACTICAL ITEMS ON YOUR WEBSITE?
Your tactical business deserves a payment gateway and merchant account built for what you actually sell.
Click the Start button near the bottom of the page to begin or to learn more.