Should I set up my payment gateway myself or let my credit card processor do it?

One question that often surfaces when creating your first online store or reassessing your existing e-commerce set-up: “Should I set up my payment gateway myself, or should I use a gateway my processor provided for me?”

At Blue Payment Agency, we help new and established high-risk businesses by meeting their payment needs in a simple, elegant way. We believe that assisting in the research stage is an integral part of our work, and we give business owners the insights they need to make beneficial, informed payment decisions. This time around, we’re looking into whether it’s better to find a payment gateway for your site by yourself – or whether you should opt for a gateway that your processor provides.

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Multiple payment methods: high-risk e-checks

Are you selling high-risk products online and considering adding more payment methods to your e-commerce store? We would like to offer some expert advice to see whether accepting e-checks might be a good option for you.

At Blue Payment Agency, we help a range of high-risk businesses address their online payment needs. We help e-commerce site owners set up payment gateways with NMI, and we offer both merchant account and payment gateway accounts and “gateway only” accounts. In our pursuit of making online payments as easy as possible for high-risk site owners, we provide a wide range of advice and recommendations as well.

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How to complete a successful high-risk merchant account application

Any ambitious e-commerce business needs a merchant account in order to grow and process credit card payments successfully over time. You might get away with using payment aggregators, like Stripe or PayPal, when starting up. However, a merchant account, or a payment processor, and payment gateway is critical for sustained growth and credit card processing. In short, you need to complete a successful high-risk merchant account application in order to grow your business and accept credit cards.

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What is a high-risk payment service provider?

If you’re starting a venture and you were declined for payment processing, odds are you’re looking for a way to accept “high-risk” payments online.

What you need is to find a payment service provider that can provide a stable and affordable way to accept credit and debit card payments in the long run. However, you might not know exactly what to look for. For example, you may have only recently discovered that you need a high-risk payment service provider. If you have any questions or would like to get started, contact us any time.

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Accepting MOTO card payments

We’ve helped countless high-risk merchants set up payment gateways with NMI. However, at Blue Payment Agency, we do more than that. We also offer various high-risk e-commerce tips on our blog. While we still are likely to recommend NMI as the payment gateway for your business, we’d like to take a moment to talk about MOTO card payments and whether they can benefit your business. MOTO stands for Mail-Order/Telephone-Order and is a common payment practice even in the internet age.

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